Fulton Bank, N.A. Member FDIC.
Rates are accurate as of 1/24/2025.
Checking
| Product | Standard Rates | ||
|---|---|---|---|
| RATE | APY | ||
| Interest Checking 1 | Learn More Open Now | ||
| $1,000 - $4,999 | 0.02% | 0.02% | |
| $4,999.01 - $9,999 | 0.02% | 0.02% | |
| $9,999.01 + | 0.02% | 0.02% | |
| Relationship Banking 2 | Learn More Open Now | ||
| $1,000 - $4,999 | 0.02% | 0.02% | |
| $4,999.01 - $9,999 | 0.02% | 0.02% | |
| $9,999.01 - $24,999 | 0.03% | 0.03% | |
| $24,999.01 + | 0.05% | 0.05% | |
| Premier Relationship Banking 3 | Learn More Open Now | ||
| $1,000 - $4,999 | 0.03% | 0.03% | |
| $4,999.01 - $9,999 | 0.03% | 0.03% | |
| $9,999.01 - $24,999 | 0.04% | 0.04% | |
| $24,999.01 - $99,999 | 0.08% | 0.08% | |
| $99,999.01 + | 0.08% | 0.08% | |
Savings & Money Market
| Product | Standard Rates | ||
|---|---|---|---|
| RATE | APY | ||
| Statement Savings 4 | 0.02% | 0.02% | Learn More Open Now |
| Platinum Money Market 5 | Learn More Open Now | ||
| $1,000 - $9,999 | 0.60% | 0.60% | |
| $9,999.01 - $24,999 | 0.84% | 0.84% | |
| $24,999.01 - $49,999 | 0.99% | 0.99% | |
| $49,999.01 - $99,999 | 1.38% | 1.39% | |
| $99,999.01 - $249,999 | 2.07% | 2.09% | |
| $249,999.01 - $999,999 | 2.37% | 2.40% | |
| $999,999.01 - $1,999,999 | 2.37% | 2.40% | |
| $1,999,999.01 + | 2.37% | 2.40% | |
| Preferred Rates Available. View Rates | |||
Health Savings Account
| Product | Standard Rates | ||
|---|---|---|---|
| RATE | APY | ||
| Health Savings Accounts 6 | Learn More Open Now | ||
| $100 - $999 | 0.02% | 0.02% | |
| $999.01 - $4,999 | 0.04% | 0.04% | |
| $4,999.01 - $14,999 | 0.05% | 0.05% | |
| $14,999.01 + | 0.07% | 0.07% | |
IRA Money Market Account
| Product | Standard Rates | ||
|---|---|---|---|
| RATE | APY | ||
| IRA Money Market 7 | 0.40% | 0.40% | Learn More |
| Preferred Rates Available. View Rates | |||
Certificate of Deposit
| Product | Standard Rates | ||
|---|---|---|---|
| RATE | APY | ||
| Certificates of Deposit 8 | Learn More | ||
| 3-Month | 0.70% | 0.70% | |
| 6-Month | 0.70% | 0.70% | |
| 9-Month | 0.70% | 0.70% | |
| 9-Month No Penalty | 3.68% | 3.75% | |
| 12-Month | 0.70% | 0.70% | |
| 12-Month Variable Rate | 0.70% | 0.70% | |
| 15-Month | 0.95% | 0.95% | |
| 18-Month | 0.95% | 0.95% | |
| 24-Month | 0.95% | 0.95% | |
| 30-Month | 1.00% | 1.01% | |
| 36-Month | 1.00% | 1.01% | |
| 48-Month | 1.00% | 1.01% | |
| 60-Month | 1.00% | 1.01% | |
| 72-Month | 1.00% | 1.01% | |
| Preferred Rates Available. View Rates | |||
Promotional Certificate of Deposit
| Product | Standard Rates | ||
|---|---|---|---|
| RATE | APY | ||
| Certificate of Deposit Promo 9 | Learn More | ||
| 13-Month | 3.83% | 3.90% | |
| 36-Month Bump Up | 3.15% | 3.20% | |
| Preferred Rates Available. View Rates | |||
| Certificate of Deposit Promo - New Money 10 | |||
| 7-Month | 4.26% | 4.35% | |
| 25-Month | 3.63% | 3.70% | |
Home Equity Line of Credit
| Product | Standard Rates | ||
|---|---|---|---|
| RATE | APR | ||
| Optionline Primary Residence 11 | Learn More Apply Now | ||
| Introductory Fixed Rate (For 6 Months) | 6.49% | 6.49% | |
| Standard Variable Rate | 7.75% | 7.75% | |
| Optionline Investment Property 12 | Learn More Apply Now | ||
| Standard Variable Rate | 10.00% | 10.00% | |
Auto Loan
| Product | Standard Rates | ||
|---|---|---|---|
| RATE | APR | ||
| Auto Loans 13 | Learn More Apply Now | ||
| New & Used Vehicle 2023 - 2026 | 7.44% | 7.44% | |
| Used Vehicle 2022 | 8.20% | 8.20% | |
| Used Vehicle 2021 | 8.45% | 8.45% | |
| Used Vehicle 2020 | 9.08% | 9.08% | |
| Used Vehicle 2019 | 9.38% | 9.38% | |
| Used Vehicle 2018 | 9.58% | 9.58% | |
| Used Vehicle 2017 | 9.78% | 9.78% | |
| Used Vehicle 2016 | 10.28% | 10.28% | |
Unsecured Line of Credit
| Product | Standard Rates | ||
|---|---|---|---|
| RATE | APR | ||
| Unsecured Optionline Tier 1 14 | 8.75% | 8.75% | Learn More |
| Unsecured Optionline Tier 2 14 | 11.25% | 11.25% | Learn More |
Personal Loan
| Product | Standard Rates | ||
|---|---|---|---|
| RATE | APR | ||
| Personal Loan 15 | 11.74% | 11.74% | Learn More |
| CashPlease® 16 | Learn More | ||
| Amount $200 | 17.00% | 35.42% | |
| Amount $500 | 17.00% | 35.40% | |
Certificate of Deposit/Savings and Stock Secured Line of Credit
| Product | Standard Rates | ||
|---|---|---|---|
| RATE | APR | ||
| CD/Savings Secured Optionline 17 | 7.75% | 7.75% | Learn More |
| Stock Secured Optionline 18 | 8.75% | 8.75% | Learn More |
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